The availability and accessibility of car insurance quotes has never been higher. The Internet has opened up a whole new world for insurance, but many people still are not making the most of it. Instead of looking around for car insurance quotes they are taking up the option to renew with their existing car insurance provider year after year and missing out on a potential 500 pounds saving.

Mrs Harding should be taken as an example. She currently has a year old Jaguar XKR Coupe and was paying through the nose for her insurance. However, she saved 384 pounds by switching to Churchill from the provider she had been with for many years previously. She found Churchill on a comparison site and, after her 5 years no claims bonus was taken into account she saved a tidy sum of money.

Mrs Harding is one of many drivers that have saved money via car insurance quotes from comparison sites. The amount of information you have to put into the form is largely dependent on the aggregator you are using, but you can get between 10 and 100 car insurance quotes just by inputting your car make and model, postcode, registration, age and no claims years, amongst other details.

Aggregator sites allow you to compare all of the relevant quotes that are returned quickly and easily. You can compare the level of cover and price just by clicking on different options, and all from the comfort of your own home in just five minutes of your time.

However, to say that aggregators have no disadvantages is not true. People tend to just look at the price when comparing individual policies and so do not know what the policy they choose actually has covered. This can leave them unprotected.

In most cases, the final price will be much higher, as Mr Bennett found out when trying to insure his Vauxhall Corsa 394 pounds as per the quote he was given. It actually cost him 479 pounds because he had no car alarm. This was not a question asked by the aggregator.

Also, if you prefer certain car insurance companies that you hold in high esteem you can go directly to them instead of sorting though other companies that you have no interest in.

Going through an insurers website directly may be advantageous as the quotes are accurate because you are asked all of the relevant questions right from the start. It may be a little more time consuming but it does enable you to budget and check the policy details as well.